This directory provides links to the websites of governmental agencies and insurance industry designations which can serve as resources to better understand the insurance industry and professional designations accreditation standards.
U.S. Department of Health & Human Services
For policy information regarding The Affordable Care Act (ObamaCare)
Virginia Administrative State Code
This website outlines all of the rights and regulations regarding insurance. Everything from the provision that gives every Virginia State resident the right to a 10-Day free look for your Life Insurance policy to Virginia insurers being exempt from paying claims within the first two years where suicide is the cause of death are listed in this code.
State of Maryland Insurance Commissioner
This website outlines the rights and regulations regarding insurance in the State of Maryland.
District of Columbia Department of Insurance, Securities and Banking
This website outlines the rights and regulations regarding insurance in the District of Columbia.
D.C. Municipal Regulations and D.C. Register
Policies regarding insurance in the District of Columbia
CLU® – Chartered Life Underwriter®
Your Chartered Life Underwriter® has earned the premier credential in the insurance profession, representing eight or more comprehensive college-level courses covering all aspects of insurance planning, estate and retirement issues, taxation, business insurance, and risk management. For more than 80 years consumers have trusted this mark, which is conferred by The American College, a non-profit educator with the highest level of accreditation.
ChFC® – Charter Financial Consultant
Your Chartered Financial Consultant® has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken nine or more college-level courses on all aspects of financial planning from The American College, a non-profit educator with the highest level of academic accreditation.
The average study time for the program is over 400 hours, and advisors frequently spend years earning this coveted distinction. Each ChFC® must also complete a minimum of 30 hours of continuing education every two years, adhere to strict ethical standards, and meet extensive experience requirements to ensure that you get the professional financial advice you need.
CFP® – Certified Financial Planner
The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.