Are you making it too? We all know we're supposed to save for retirement and do our best to estimate our future living costs. But if there's one major expense countless Americans continue to miscalculate, it's health care — specifically, long-term care. The solution? Long-term care insurance. The right plan [...]

Have you prepared a love letter to your family? A Family Love Letter is not easy to do. It is a comprehensive list of important information and directions that your family should know about upon your death or incapacity. It also involves having discussions with your loved ones about your wishes. This is a daunting task [...]

Many may not understand what it means to have a "partnership-qualified" long-term care insurance plan. At least 70% of people over the age of 65 will require some long-term care services at some point in their lives. And, contrary to what many people believe, Medicare and health insurance do not pay for the long-ter [...]