It’s safe to say that when it comes to your own health care, no one knows your medical history, your support system, what works for you, and what doesn’t work for you better than you do.   But suppose -- because of an injury or illness -- that you are no long able to make your own health care decisions.&nb [...]

On Dec. 20, 2019, the SECURE (Setting Every Community Up for Retirement Enhancement) Act was passed into law. Two key provisions of the SECURE Act that you should note include: 1. Delays the age for required minimum distributions (RMDs) from 70 ½ to 72. 2. Eliminates the lifetime “stretch” IRA option requir [...]

With 30 years of experience, I’ve learned that being frank with people is a requirement of my job.  Being frank is not always easy, but it is necessary in order to have an open, effective and results-driven relationship with my clients Not too long ago, I came across an article that proposed using one easy p [...]