Small business owners know that it’s getting more competitive than ever to hire the best and brightest people.  Employee benefits remain a top differentiator for small [...]

A few days ago I met with a prospective client, an attorney who, I discovered, was born the same year that I graduated from college.  I am now officially old in my mind, [...]

Key person insurance is a life insurance or disability policy owned by a business on a key employee. The business pays the premiums and is the beneficiary of the policy. This [...]