It’s hard to imagine there was a time when having a job equated to financial security, but, as most of us know, those days are over. Today, employees must bear more responsibility than ever before for their own financial lives.  Yet many employees lack the proper tools, products and guidance needed to help them m [...]

Are you making it too? We all know we're supposed to save for retirement and do our best to estimate our future living costs. But if there's one major expense countless Americans continue to miscalculate, it's health care — specifically, long-term care. The solution? Long-term care insurance. The right plan [...]

Have you prepared a love letter to your family? A Family Love Letter is not easy to do. It is a comprehensive list of important information and directions that your family should know about upon your death or incapacity. It also involves having discussions with your loved ones about your wishes. This is a daunting task [...]