Life insurance can provide you with peace of mind and comfort while you are living and certainly will provide those you love and care for with peace of mind and comfort upon your death. Many of us own life insurance, but we may not have a good understanding of why we own the amount that we do. To help, here are s [...]

Typically, insurance is considered an expense or a liability since insurance coverage such as home, auto, health or liability take money out of your pocket. But, what if there was an insurance product that put money in your pocket? Today, a portfolio of life insurance can serve as a separate asset class – one t [...]

Generally, life insurance proceeds received by a beneficiary are received income tax free.  Permanent, cash value, life insurance allows for tax deferred accumulation, tax advantaged income and income tax free death benefit. Withdrawals and loans reduce the policy’s cash value and death benefit, and withdrawals in e [...]