It is estimated that more than 70% of Americans will need long-term care at some point in their lives. Yet, the average American underestimates the cost of long-term care by almost 50%. Depending on the type of care needed, the cost of long-term care can range from $48,000 to $100,00 or more a year! The need for car [...]

Did you know that only 33% of businesses are ever successfully sold, and only 30% of all family businesses survive the transition from one generation to the next? Considering that typically the business itself represents 50-90% of a typical business owner's net worth, those statistics are staggering. Turning the [...]

Whenever I meet with a new client, I always ask what “personal financial well-being” means to them.  Without this information, it’s impossible for me to set the client on their best short- and long-term financial path. If you haven’t done this already, take a moment now to write down a definition of financi [...]