In a new survey of the awareness and ownership of disability insurance across today's workforce, The Council for Disability Awareness (The CDA) uncovered that the 32 million, unmarried women workers, who make up 25 percent of today's American workforce, are underinsured for a disability.     Th [...]

In April I blogged about the importance of protecting yourself and your family from the full effect of the high costs of long-term care, and I wanted to make this point again because it needs to be repeated. Earlier this month, there was a Wall St. Journal article offering this same advice.  The June 10 articl [...]

I’m often asked by my clients if it’s necessary to have a power of attorney (POA) document as part of their long-term care insurance plan.  My answer is always a resounding yes! A POA is an important legal document that gives a person -- you have choosen -- the power to act on your behalf.  No one li [...]