Effective July 1st, Anthem Blue Cross Blue Shield will allow 1 person/owner only groups.  This is a major change and will benefit many individuals who had to switch to Kaiser and Cigna this past January when Anthem pulled out of the individual health insurance market in Northern Virginia. As defined by Virginia cod [...]

Great WSJ article on common planning mistakes people make that can cause frustration and added expense upon the death of a spouse.  These mistakes could have been easily avoided. READ MORE

Mistake 1 – You fail to review your policies every few years Problem: Many policies are term insurance and provide for temporary coverage.  It’s easy to forget when the policy term duration is set to expire. Solution:  Months/years before your term is set to expire it’s best to explore your options.  [...]