Generally speaking, sometime between your late 50's and age 65 is a good time to consider an important question for your retirement planning. When does protecting your assets (long-term care insurance) become more important than protecting your income (disability insurance)? Disability insurance is designed to protect [...]

Most of us have basic concerns when it comes to managing our finances. Preparing for financial security for today and later in life is one of the most common goals we all have. Typical considerations include marriage, children, and extenuating circumstances. Have you addressed these three items within your financial p [...]

The biggest gap in many people’s insurance protection is the absence or lack of personal disability income insurance.  Group employer-provided coverage is generally limited and not enough to meet your financial needs. Even if you are young and healthy, the odds are uncomfortably short that someday you may ne [...]