As life evolves, so do our insurance needs. One important consideration is knowing when to transition from disability insurance to long-term care (LTC) insurance. Understanding Disability Insurance Purpose: Disability insurance is designed to replace a portion of your income if you're unable to work due to inj [...]

August 27, 2024 We are thrilled to be recognized as a 2024 Top Financial Professional by Northern Virginia Magazine! This marks 10 years that we have had this special designation, and it fully supports our mission to protect financial futures for individuals, families, and small businesses.  As an insuranc [...]

Generally speaking, sometime between your late 50's and age 65 is a good time to consider an important question for your retirement planning. When does protecting your assets (long-term care insurance) become more important than protecting your income (disability insurance)? Disability insurance is designed to protect [...]