Typically, insurance is considered an expense or a liability since insurance coverage such as home, auto, health or liability take money out of your pocket. But, what if there was an insurance product that put money in your pocket? Today, a portfolio of life insurance can serve as a separate asset class – one that [...]

Following the death of a loved one, there are several matters to tend to that can be overwhelming at best.  These include personal, administrative, financial, and legal matters.  The importance of getting organized will help in addressing things in a timely manner, as well as avoiding unwanted situations or [...]

Generally speaking, sometime between your late 50's and age 65 is a good time to consider an important question for your retirement planning. When does protecting your assets (long-term care insurance) become more important than protecting your income (disability insurance)? Disability insurance is designed to protect [...]