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WHY OWN LIFE INSURANCE?

Life insurance can provide you with peace of mind and comfort while you are living and certainly will provide those you love and care for with peace of mind and comfort upon your death. Many of us own life insurance, but we may not have a good understanding of why we own the amount that we do. To help, here are some [...]
Life insurance can provide you with peace of mind and comfort while you are living and certainly will provide those you love and care for with peace of mind and comfort upon your death. Many of us ow [...]
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The Odds of Needing Long-Term Care: The Conversation You Need to Have Now

In April I blogged about the importance of protecting yourself and your family from the full effect of the high costs of long-term care, and I wanted to make this point again because it needs to be repeated. Earlier this month, there was a Wall St. Journal article offering this same advice.  The June 10 articl [...]
In April I blogged about the importance of protecting yourself and your family from the full effect of the high costs of long-term care, and I wanted to make this point again because it needs to be r [...]
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ADD A LONG-TERM CARE RIDER TO YOUR LIFE INSURANCE POLICY AND ADDRESS TWO FINANCIAL RISKS WITH ONE POLICY

It is estimated that more than 70% of Americans will need long-term care at some point in their lives. Yet, the average American underestimates the cost of long-term care by almost 50%. Depending on the type of care needed, the cost of long-term care can range from $48,000 to $100,00 or more a year! The need for car [...]
It is estimated that more than 70% of Americans will need long-term care at some point in their lives. Yet, the average American underestimates the cost of long-term care by almost 50%. Depending on t [...]
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